Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds real value beyond that: per-call pricing, a free daily quota, an x402 payment-required path, and the fact that invalid-input/upstream errors return isError and are not charged.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.