Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, open-world, non-destructive, but the description adds behavior they cannot express: cost ($0.01 per call, 10 free/day, x402 payment-required result), error semantics (isError for invalid input or upstream failure, not charged), and the replay scope (15 most recent launches). That is meaningful disclosure beyond the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.