Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly=true, idempotent=true, destructive=false, openWorld=true), so the description's added detail is what counts: 'Price: free' and the error contract ('returns isError with a message for invalid input or an upstream failure (not charged)') are genuinely useful operational facts not present in the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.