Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), yet the description still adds real value: the silent fallback to the prior rights date's short balance when shortageShares is omitted, the return shape (period total plus per-day equivalent in yen/share), and the rule that temporaryMultiplier is not multiplied with other multipliers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.