Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds real behavioral context on top: it supplies evidence only, never saves/approves, explains the absence semantics ('if a concession... is absent, it is not approved'), and warns about pagination before claiming a complete audit. Return-pagination behavior is a genuinely useful disclosure not present in the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.