Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the disclosure burden. It discloses that the output is a summary of event categories rather than a raw filing feed, and that it will include filing evidence. It does not explicitly declare read-only behavior or edge cases, but 'summarize' and the evidence framing make the non-mutating intent clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.