Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), and the description adds genuinely new behavioral rules: absent facts are treated as unapproved, missing discount approval is reported explicitly, and results are paginated evidence rather than a verdict. This goes meaningfully beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.