Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive, so the safety profile is covered. The description adds real domain semantics beyond that: 'sendable is the exact body only when the record is approved' and 'Suggestions are not the record,' which prevents misreading the payload.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.