Compare basic insurance 2027
compare_insuranceRead-only
Rank every insurer, model and deductible for one person by the full yearly cost for 2027 (premiums plus the bills they pay themselves). Returns the best options, the best deductible, the break-even point, the worst case and the saving against their current insurance.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| limit | No | How many options to return, default 5, best per insurer | |
| model | No | Only show this insurance model | |
| postcode | Yes | Swiss 4 digit postcode, e.g. 8001 | |
| age_group | Yes | Age in 2027 | |
| franchise | No | Only show this deductible (300, 500, 1000, 1500, 2000 or 2500) | |
| gp_visits | No | Family doctor visits per year (about CHF 150 each) | |
| current_insurer | No | Name of the current insurer, e.g. "Helsana" | |
| municipality_bfs | No | BFS number from find_postcode, only needed if the postcode covers several municipalities | |
| current_franchise | No | Their deductible today | |
| specialist_visits | No | Specialist or therapy sessions per year (about CHF 280 each) | |
| works_8h_per_week | Yes | Works at least 8 hours a week for one employer. If true, accident cover is left out because the employer covers it | |
| yearly_health_costs | No | Expected doctor bills per year in CHF. If missing, estimated from the visit counts below | |
| medication_per_month | No | Medication in CHF per month | |
| current_monthly_premium | No | What they pay today per month for basic insurance |