Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior, and the description goes further by prescribing the required downstream action for each verdict (do not invent a substitute, use only sayOnly wording, escalate to human review). That is genuine behavioral context beyond the annotations, though it doesn't cover failure modes or what happens with an unknown proposal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.