Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish this as a readOnly, idempotent, non-destructive operation, so the safety profile is covered. The description adds genuinely useful outcome semantics beyond that: what REFUSED means operationally (do not say it, do not invent a substitute) and the constraint on APPROVED wording, plus the conditional effect of passing channel.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.