Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only give a generic safety profile (readOnlyHint=false, destructiveHint=true, idempotentHint=false, openWorldHint=false); the description adds the non-obvious lifecycle semantics that the script becomes frozen after schedule approval and that the assistant is constrained to this script plus read_schedule facts. That is real behavioral context beyond the annotations. It does not explain why the operation is flagged destructive or how repeated writes behave, so it is not a full 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.