Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
There are no annotations, so the description carries the full burden of behavioral disclosure. It does not describe return format, potential errors, authorization needs, or whether the listing contains nested or referenced content. The added disclaimers about educational use and financial advice are not behavioral details.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.