Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, closed-world and non-destructive, so safety is covered; the description adds value by disclosing the auth and entitlement gating plus the meaning of the setup_incomplete error. It stops short of describing pagination, empty results, or what fields each vehicle record carries.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.