Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations present, the description carries the full burden and delivers meaningful behavior: it discloses the signature source (openchain DB), warns about specific risky functions (approve/setApprovalForAll/permit/unlimited amounts), and states a per-call cost of $0.005. It omits auth requirements, rate limits, and behavior on undecodable data, keeping it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.