Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is fully covered. The description adds the scope boundary (single stock, public data, not the user's portfolio), which is useful behavioral context, but says nothing about caching, data freshness, or failure modes for unknown tickers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.