Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description adds genuinely non-structured context: the output unit is whole minutes and the parsing convention is 'the way UseHourly reads it', which tells the agent the app-specific format is authoritative. It does not say what happens on invalid input, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.