Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, destructiveHint=false), so the bar is lower. The description adds genuine behavioral scope by restricting results to ACTIVE clients and explaining the rate-currency resolution rule, but says nothing about ordering, pagination, or result size.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.