Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds genuinely useful behavioral content beyond that: the report is produced in both cash and accrual views and covers both hours/earnings and invoice issuance/payment status, which tells the agent what the call will and won't include.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.