Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare non-read-only, non-destructive, closed-world, but the description adds important behavior: duplicate names are rejected for disambiguation, an unlocked draw is regenerated automatically, and late arrivals are handled differently in americano vs mexicano. That is substantial context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.