Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered. The description adds genuine value by characterizing the payload as explanatory content (counting rules, windows, uncertainty, limits) rather than raw data, which tells the agent what kind of answer to expect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.