Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuine context beyond that: results come from the most recent completed sync rather than live Xero data, the invoice payload is capped at 50, and email addresses, postal addresses and Xero IDs are deliberately excluded.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.