Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this as a safe read (readOnlyHint=true, destructiveHint=false, openWorldHint=false). The description adds genuine behavioral context beyond that: results are restricted to active reminders, sorted soonest-first, and timestamped on the user's local wall clock — the timezone detail in particular is non-obvious and not in the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.