Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With readOnlyHint=false and destructiveHint=false, the annotations already signal a non-read, non-destructive operation. The description adds valuable behavioral context by disclosing that it 'Costs credits from the user's Pixly balance' and 'Returns 3 variants to pick from,' which are not captured by annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.