Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
With 100% schema description coverage the baseline is 3, but the description adds practical meaning: it clarifies that 'product' may be free text or a description of what a photo shows, and tells the agent to add age and features 'when known,' enumerating feature examples (paint, small parts, batteries, magnets, metal parts) that map to the enum. This is useful guidance layered on top of the schema rather than a restatement.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.