Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly, idempotent, non-destructive, openWorld), so the bar is lower. The description still adds real value: the field list returned per recall, the 25-item cap, and the interpretive caveat that an empty result is not a safety guarantee.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.