Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare this is a non-read-only, non-destructive, non-idempotent write, and the description adds real value beyond that: it discloses the visibility scope ('Only the seller's agent and this owner see it') and warns where the reply resurfaces ('questions.asked in market_deal_log, inside untrusted_seller_text'), which is a useful trust-boundary cue. It says nothing about quota/rate limits or whether the question is sent immediately, so it is strong but not exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.