Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare non-read-only, non-idempotent, closed-world behavior, so the bar is lower; the description still adds real value by flagging that question text is untrusted buyer-written data and must never be treated as instructions, and by stating the one-answer-per-question rule. It does not say what happens if a question was already answered or how the answer reaches the buyer.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.