Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only say it is a non-destructive write; the description adds substantial behavior the annotations cannot convey: authorization requirement (house owner only), a quota (up to 5 feeds), pre-save validation of the feed, and asynchronous propagation ('events appear after the feed's next refresh, which can take a few hours').
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.