Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so safety behavior is covered. The description adds useful content scope (what fields are returned: indexes, sitemaps, URL counts, problems), which is real value beyond the annotations, but nothing about freshness, empty-result behavior, or auth needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.