Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive behavior, so the safety profile is covered. The description adds a real trait beyond them — that responses can be very large and should be paged in with a small limit — which directly affects how the agent calls it.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.