Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (which only declare readOnly=false, idempotent=false, destructive=false), the description discloses that account-scoped context is attached, that repeats are deduplicated, and that omitting description turns the call into a reply reader. That dual read/write behavior and the dedup guarantee are exactly the extra context annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.