Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower. The description still adds real context beyond them: 'read live from the node' discloses data freshness (not cached), and since there is no output schema it usefully enumerates the returned fields including leverage, liquidation price and distance-to-liquidation. It omits error behavior for an invalid or empty wallet and any rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.