Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover the safety profile (readOnly, idempotent, openWorld, non-destructive); the description adds material behavior the annotations cannot convey: prices are cached airline fares in GBP, can change, may be flagged 'sample' as example-only data, and links are affiliate links via leavehacker.app/go with a disclosure obligation. These are exactly the disclosures an agent needs before quoting fares to a user.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.