Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag read-only, idempotent, and non-destructive behavior; the description adds substantial extra context: best-price-first ordering, depth cap, decimal-string formatting with decimal arithmetic, and the stale-snapshot rule. These are meaningful behavioral details not present in annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.