Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior. The description adds useful context beyond that: it returns 'largest public token holders' and is scoped to 'up to 20 markets.' It doesn't discuss rate limits or pagination, but the output schema and strong annotations lower that burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.