Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, closed-world behavior. The description adds that the returned workspace fields are id and name, which is useful because there is no output schema; it does not cover ordering or pagination, but those are minor for a simple account-level list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.