Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description adds non-obvious behavioral detail annotations cannot convey: the result ordering ('Overdue first, then by due date') and the semantics of the default status grouping.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.