Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world behavior, so the description's main added value is the visibility scope: personal namespace plus organization namespaces the user owns or is a member of. That is useful behavioral context beyond the annotations, though it does not cover ordering, empty results, or response shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.