Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so safety is covered. The description adds useful domain behavior: a world may have ended, in which case finishedAt is present, which tells the agent how to interpret a result rather than just fetch one.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.