Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description goes further by disclosing the pricing model (entry-into-service price inflated by US CPI, returned in both nominal and 2024 dollars) and the candidate-list behavior on ambiguous matches, which the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.