Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuine behavioral context beyond that: the ordering ('newest first'), the default look-ahead/look-back window (6 months, capped at 24), and the kinds of changes tracked (started, ended, fee or area changed).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.