Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive behavior, so the bar is lower. The description adds real behavioral context beyond them: accuracy is bounded to postcode precision and it discloses that at a scheme edge, upcoming schemes are segregated under 'upcoming', and results carry a last-verified date. It does not mention rate limits or error behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.