Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered structurally. The description reinforces this with 'does not execute trades, open dealing pages, or transfer assets' and adds that output is policy-derived, but it says nothing about latency, caching, or how policy_override interacts with stored policy beyond the schema text.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.