Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, non-destructive and closed-world, so the bar is lower, yet the description still adds real value: it discloses the returned contents (score, failing checks and their fixes), the empty-state message, and that no account is required. It does not mention freshness/staleness of the stored audit, which is the main remaining gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.