Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive and closed-world behavior, so the bar is low. The description adds real behavior beyond them: it returns suggested alternatives when the name is taken and it normalizes input ("Bella Roma" -> "bella-roma"), which the agent could not infer from the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.