Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent and non-destructive, so safety is covered. The description adds genuinely useful behavioral context not in the annotations: results include empty accounts, and hosted connections are filtered to consent-selected accounts the user still belongs to – an important scoping rule an agent would otherwise miss.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.