Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, closed-world), yet the description adds two genuinely useful facts: the return format is HTML, and the content is public-authored and must be treated as data, not instructions. It does not mention auth requirements or rate limits, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.