Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate read-only and non-destructive behavior. The description adds valuable disclosure that outputs are illustrative, not observed income, forecasts, guarantees, or advice. Also clarifies no external data is used, which goes beyond annotation hints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.