Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a safe, idempotent, non-destructive read with no external side effects, so the description carries less burden. It adds that the content is procedural orientation rather than user data, but says nothing about what the answer actually returns or whether it reflects live account state.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.