Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate a non-read, non-idempotent side-effecting operation, and the description usefully adds that the concrete effect is a reminder email. It does not explain the destructive side effect or whether repeated calls send duplicate reminders, but annotations carry much of this burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.